Tuesday, November 8, 2011

If I Won a Million Dollars

Perhaps imagination is only intelligence having fun. ~George Scialabba

Thought is the labor of the intellect, reverie is its pleasure. ~Victor Hugo

So I tend to daydream a lot. When I am drifting in that space between awake and asleep; when I've been on the phone working on a tough problem for an hour; when work is done and I have 15 quiet minutes before dinner and I don't want to read or watch TV...I daydream.

My daydreams usually take the form of "what would I do if?" Some of my questions are painfully practical. "How would I cope if Champs died?" I answer that one quickly and move on. "How many cats are too many to own?" That one has answers ranging from one to ten, depending on my mood at the moment.

Some questions I ask myself often. The answer is usually the same, but with some variation along the way. Today's daydream question (a personal favorite) was "What would I do if I won a million dollars?" The first thing to consider is that I don't buy lottery tickets, and I have no rich relatives on the verge of passing, so I have no idea where this million would come from. Who knows? Raffle ticket, maybe, or from some essay contest. The "where from" is not an issue, really. It's that it showed up. Now what?

Well, I guess I have to think in order of God, Country, family. Meaning, 10% off the top for a tithe. So now there is $900,000.00. Then you have country. I'm thinking that Uncle Sam would want at least 30%, so now there is $567,000.00, give or take a Franklin or two.

Now the real fun can begin. Pay off every. single. bill. I can't tell you how much fun it would be to sit down with my checkbook and write a check for everything I owe to any person, any company, any loan. Pay off the house, the car, the back medical bills, every little thing. Oh Lord that would be the BEST DAY EVER!

OK, so after all that fun, let's say that there is about $380,000.00 or so left. Next up, fix the things in the house that must be fixed; new roof, new windows, new garage door, etc. A few plumbing issues, some odd issues with ceiling nails popping out of the drywall and a few issues in the crawlspace. Not decorating, just fixing - and we're down to oh, say, $300,000.00 or so.

A quick call to my financial advisor (whoever he is; it's not like I have one now!) and we've put away $100,000.00 or Sweet Girl's college and $100,000.00 for our retirement (which, I know, is not near enough, but oh well, it's not near enough now and I haven't actually won a cool mil, so I guess we'll just pretend that's not an issue.)

Well, in the space of a few days we're down to about $100,000.00 left. So this is where all the fun would happen. Some house decorating. A trip to Disney. A flat screen TV. New carpet. Knee surgery for our dog. A set of drums for Champs, a pink Buddy scooter for me, a clavanova for Sweet Girl, braces for everyone in the family (yes, Champs and me too), some great presents for family members, Oh, and chocolate. Lots of chocolate.

Because if you're going to spend your fertile imagination on how to spend a free million dollars, then there has to be some Godiva in there somewhere!


Sonya said...

Well, I loved reading your 'what if' list. My what if's always include, 'what if this were to happen'....as in what if I were hit by a car, yadda, yadda, yadda. I never take the route of winning money. Maybe I should try that, eh?

And, as a second thought...you mention Godiva chocolates, but not Fanny May. Hmmm....you need to mention Fanny May ya know....because you never know which one of your great friends might be temporarily employed there. :)

Blond Girl said...

Not to mention, Sonya, that we have a Fanny May store just a mile away. And my husband loves their mint meltaways... So, might be working there, huh? Is this a Christmas job?

Be careful about thinking about winning money. Sometimes it leaves you disapointed when you think about all you could do but can't.

Geekwif said...

Yup, a million bucks just isn't what it used to be. Not that I'd turn it down if it was handed to me. I'm glad you had fun dreaming.